Its been two years now since my husband died, and while I still miss him, the grief has long since reduced to regret that he was taken from me so early. 31 is no age to be a widow, and finally I have come round to the fact that I've got to move on.

So it is that recently I feel like I'm rattling around a bit in this enormous house. My husband was a little older than me and ran his own successful company. Now he's gone, I still keep a hand in, but I promoted one of the managers to run the place, which gives me time to myself and a healthy income, for a comfortable life.

My thoughts had only recently been turning to the future. What to do with the rest of my life, who to live it with, where to live it. I hadn't really come to any conclusions when fate kind of stepped in one day.

I'd been for a long run that afternoon, something I've been doing more of recently to tone up a bit. By the time I got back to the house it was early evening, say 7:30pm and still light as it was a warm August evening. Once in the house I headed straight for the bathroom, undressed and got in the shower. It's one of those ones with a massive spray head above, but which also has directable body jets on the walls.

As I washed my long blonde hair and soaped myself all over, I moved my body so that one of the body jets was hitting me on my mons, sending lovely sensations down to my fanny. I slowly started to rub my finger up and down one side of my lips and then circled my clit, enjoying the building pressure, but in no hurry to get anywhere.

It's a bit of thing of mine to have a shower and then get in the bath. I just don't like the thought of sitting in my own mucky water I suppose. So that's what I did this time. Shutting off the shower and drying off just a little, I set the taps running and headed to the kitchen to get a glass and some Merlot - might as well really relax, I thought.

As I passed the huge mirror in the lobby (It's too big to be called a hall) I stopped to admire myself; the running was paying off. I'm about 5 feet 8 inches tall, nine and a half stone, 34C-25-34 with blonde hair, green eyes and slightly golden-olive skin, inherited from my Spanish great-grandmother but diluted over the generations. Everything is still pointing where it should and there's no sign of the dreaded cellulite (yet) so yes, I'm generally happy with my body.

Back in the bathroom I turned on the spa in the enormous bath. We pulled out all the stops when decorating this room and the bath is circular, big enough for four to sit around and goes down in a couple of ledges so that you can get in up to your waist, neck or just dangle your feet in while sitting on the edge. It sunken so that you have to step down into it. Lowering myself in up to my neck I switched my mind off, let the wine do its thing and started to touch myself again.

Starting with my breasts, I pinched and rolled my nipples until they became erect, sending shivers down to the pit of my stomach. I carried on cupping my left breast as my right hand resumed its work between my legs. Up and down I rubbed, on both sides of my lips, the again circling my clit getting faster and faster, as erotic pictures went through my mind. Faceless people from porn flicks watched years ago, the university hall experiments with a girlfriend, the mind blowing sex with my husband. All these helped the pressure start to build and so I hoisted myself up out of the water and lay on the floor at the side of the bath.

All thoughts of a leisurely wank were soon forgotten as I moved my left hand down and under my ass. I tilted to my right slightly and started fingering my tight hole, rimming at first but then inserting one finger to the hilt. Three of my right fingers were deep in my fanny, while my thumb frantically rubbed my clit.

The orgasm was intense and little squeaks came out of my throat as the pleasure peaked and then subsided.

Creeeaaak.

I whipped my head round to see Lisa, my maid, looking like a rabbit caught in headlights. Her face was flushed and there was no mistaking her hard nipples under her t-shirt.

'I'm so sorry Janey! I came in here to clean and saw you and I was just going and I'm really sorry and please don't sack me and...'

'Lisa, it's OK. There's no need to stress about it. How are you?'

I slid back down into the bath to cover my modesty - a little late.

'Oh. Erm, OK I think. Ha ha mffmmmffmfmmf'

'Lisa, really, it's OK, calm down. Tell you what, go get a glass from the kitchen and help me drink this wine. Unless you have to be somewhere else.'

'No, my boyfriend is on nights this week, so it'll just be a Birds Eye Ready Meal and the TV...Sure, why not'

Lisa is a little shorter than me but of similar build. She has pure brunette hair and striking brown eyes. She's been cleaning my house for a few months now and we had always chatted easily but obviously there's always the employer/employee thing hanging over the conversation. At 24, she wouldn't be the age of girl I would normally befriend, but she has a certain magnetism and a devastating smile. I admit to having fantasised about her in the past.

She returned, clearly having calmed down a bit, poured herself a glass of red and sat down on a chair by the window. We chatted aimlessly about her correspondence degree and other trivia, and were having a really good time. But I just wondered...

'Lisa, how long were you watching me?'

She flushed, and there were the nipples again.

'Since just before you got out of the bath. I'm sorry, I just couldn't move, it was like I was rooted to the spot.' She looked up at me through her hair and I swear I saw a glimpse of a smile.

'Honestly Lisa its OK' I laughed 'Look. You look like you need to wind down, it's heaven in here why don't you get in?'

'Good idea. I've been dying to try that thing out since I've been working here!'

She refilled her glass and mine, and set hers down by the edge of the bath. She sat down and took off her trainers and socks. Then her jeans and t-shirt. Standing there in a pale blue bra and thong set, I couldn't help but stare. She looked at me again and caught me staring. This time the smile was definitely there.

She reached around behind her back and unclipped her bra, leaning forward to let it fall into her hands. Her breasts were smaller than mine, but perfectly shaped, with very small dark nipples. She peeled off her thong and stood there in all her glory. I couldn't help but notice that her pubic hair was very short and immaculately shaped.

'My boyfriend likes it tidy at the front, and completely shaved underneath, look.'

Can this girl read my mind? She bent her knees and leaned back slightly, showing me her bald fanny lips. My breath caught in my throat. Too soon she was in the bath and hidden from view.

'Doesn't it itch when it grows back?' I asked, feeling hornier than I had for a long time.

'When it starts to itch, it's time to shave. I must admit I was wary at first, but now I like it this way. In fact, I've thought about shaving it off completely, but my boyfriend isn't keen'

'One of my girlfriends says I'm missing out by not shaving, but I guess I haven't had ayone to do it for.'

'Then do it for yourself. You obviously still enjoy sex!!'

My turn to flush red

'The first time is a bit of a hassle, but if you keep up to it after that, its no problem. Tell you what, why don't I show you? Fuck the boyfriend - I'm going to take it all off. If you like the look of it, I'll show you how to do it.'

'You're a horny cow' I said, sure that I must be shaking, and glad that the bubbles were covering me to the neck.

'So are you from what I saw. If you don't want to do this, its fine'

'God, no. Its OK.' I managed to croak.

Lisa got a bowl from under the sink and found my shaving gel and some moisturiser. She attached a fresh blade to my Mach 3 and settled on the side of the bath. She lathered the gel in her hands and first ran it under her legs, on either side of her gorgeous fanny lips.

'Delicate bit first.' She said, matter-of-factly. 'While the blade is brand new.'

Once she was satisfied with the smoothness under there, she proceeded to lather up her mons, and then began making long, even strokes from the top down with the razor. That done, she lathered up again and went the other way, from the bottom up. After picking off a couple of persistent hairs, she rinsed off using the bath water, and declared herself finished.

'There' she said. 'Come closer and have a look.'

Still trembling and with my fanny streaming juice into the hot water, I moved over to her side of the tub. She lay back, with her legs wide apart and her glorious sex beckoning me hither. All I wanted to do was bury my face in there. She reached to her side and found the moisturiser. As I was standing 18 inches from her, she started to rub moisturiser into her mound and between her legs. I could have watched her for hours.

There was no 'chicken skin' as I'd expected, and with the moisturiser, her fanny looked perfect, as if it had always been that way. It was not a little girls fanny though, rather that of a mature, sexual woman, who knew what she wanted and was out to get it. Her lips were engorged and looked slick, though that could have been the moisturiser. If only...

'You can touch it if you want.'

Fuck me I did want. Without saying anything for fear of giving away how I felt with the wobble in my voice, I rubbed gently on her mons, like you always want to do to a bald persons head! I tried to keep it very un-sexual, like a masseuse might, but as I moved down to outside her lips, I brushed her clit and she sighed. Taking this as a good sign I threw caution to the wind and let my instinct fly.

I circled her hole for a while, teasing gently and then I put my finger at the bottom of her slit and trailed it up her soaking cunt to the little nub at the top which was straining at its perfectly shaped hood.

'You're soaking. Are you feeling as horny as me here?' It was a last chance get-out clause.

'Please don't stop' she mewed.

I began to circle her clit, first one way, and then the next, occaisionally dipping my finger into her honey just to feel the wetness. I slipped one finger of my left hand inside her and did a come-hither motion, soon joining it with a second and a third, all the while circling her clit with my thumb. I started to fuck her with my fingers, in and out as she began to writhe on the side of my bath.

Moving down I leant forward to suck her clit while still pounding her with my fingers. Her moans increased in volume as I gently bit her nub of pleasure.

'Put your finger in my ass Janey. Like you did to yourself.'

I lubed up my right index with her juices and did as I was told. And two hand strokes later, she came. Her muscles contracted around my fingers and a wave of juice flowed out from her depths. She peaked with a load gasp, and then came down breathless. Lifting her head, she smiled at me.

'That was fucking amazing Janey!' You obviously like how a shaven fanny feels! How about I do you now?

I didn't know how I was going to stand the teasing of having this gorgeous creature practice topiary on my fanny, but I had a feeling that tonight was going to be an incredible night.